your questions answered

 A public adjuster is a state-licensed claims expert who advocates for policyholders throughout the insurance claims process. They assist clients in documenting damage, understanding their coverage, negotiating with the insurance company, and obtaining the best possible settlement. 

A licensed public adjuster works solely for the policyholder, not the insurance company.

An insurance provider’s adjuster (company or independent) represents the insurance company’s interests and aims to settle the claim for the lowest reasonable amount.
Public adjusters advocate for homeowners or business owners to ensure they receive the maximum, fair payout under their policy.

A public adjuster:

• Reviews and explanations of your insurance policy

• Documents, photographs, and estimates all damages

• Prepares and submits your claim accurately

• Communicates and negotiates directly with the insurance company

• Ensures you receive a fair, timely, and maximized settlement

Essentially, they handle the entire claims process, so you won’t have to fight alone.

Most public adjusters charge a contingency fee, typically 10%–20% of the final settlement — meaning they only get paid if you do. You never pay upfront fees for representation.

danPro Claims Group provides a full-service, client-first approach:

1. Free Claim Review – We examine your property, review your policy, and determine the best strategy.
2. Damage  Documentation – We take photos, gather evidence, and create detailed estimates.
3. Claim  Preparation & Filing – We prepare the complete claim package and submit it accurately and promptly.
4. Insurance Negotiations – We handle all communication with the insurance company, so you don’t have to.
5. Maximized Settlement – We work tirelessly to ensure you receive the full value of your loss.
6. Guidance Through Every Step – We keep you informed, explain your options, and support you until the claim is fully resolved.